True Own Occupation Disability Insurance for physicians and dentists

True Own Occupation Disability Insurance is currently only offered through 6 disability carriers: Ameritas, Guardian, MassMutual, Ohio National, Principal, and The Standard.

Own Occupation Disability Insurance is not available through your Group Sponsored Long Term Disability policy.

True Own Occupation Disability Insurance provides benefits to you if you suffer any sickness or injury that prevents you from working in your medical specialty without preventing you from working in another occupation if you choose to do so.  

Whether you decide to work in another occupation or if you decide to no longer work at all, a True Own Occupation Disability plan pays your full Tax-Free benefit to you.  Leaving your financial future in your hands.